Small Business Lending Made Easily

Sphinx offers small business loans ranging from $5,000 to $5,000,000 with very competitive rates.

What makes us different?

With our 20 years of combined experienced in lending for small businesses, we have found that banks do not cater to the majority of merchants that could truly use their assistance.

There is an increasing gap in what a bank says they will do and what they are willing to do to assist the average small business owner.

Our goal is to provide every merchant and business owner an equal opportunity to obtain funding that meets their needs.

We accomplish this through our vast network of lenders as we have discovered that there is a vast majority of business loan products each designed to cater to different industries, sales cycles, and the ever-changing needs of our growing economy.

How it Works?


Apply for funding

Fill our basic form about your business


Get Approval

Pre-approval within 2 hours


Receive Your Business Funding

Receive funding either same day or next day

What We Offer?

Term Loans

An interest-only loan is a loan in which the borrower pays only the interest rate on the principal balance.

Merchant CA

A Merchant Cash Advance is a funding option that differs from a conventional loan by focusing on revenue volume rather than other traditional loan requirements.

Unsecured LOC

An Unsecured Line of Credit requires no collateral.

MCA Consolidation

An MCA Consolidation buys out existing positions to help merchants avoid defaulting.

Invoice Factoring

Financing invoices for services and products that have been completed or delivered.

Asset Based Lending

A business loan secured by collateral (assets).

Equipment Leasing

A lease, is in essence, an extended rental agreement under which the owner of the equipment allows the user to operate or otherwise make use of the equipment in exchange for periodic lease payments.

Commercial Bridge Loans

A commercial loan is any type of financing a business owner can use to cover business expenses such as payroll, new equipment, inventory, or other operations costs.

Commercial Real Estate Loans

A commercial real estate loan is a mortgage loan secured by a lien on commercial, rather than residential, property.

Business Acquisition Financing

Business term loans perform like the loans you may already be familiar with.

Contact Us

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